Can I get a mortgage with a low or no down payment in Oregon?

@lucius 

Yes, there are several mortgage programs available in Oregon that allow for low or no down payment options. Some of these programs include:

• USDA loans: This program, offered by the United States Department of Agriculture, allows for eligible borrowers to purchase a home in designated rural areas with no down payment required.
• VA loans: This program, provided by the Department of Veterans Affairs, offers mortgages with no down payment required for eligible veterans, active duty service members, and their spouses.
• FHA loans: While not specific to Oregon, FHA loans are available nationwide and allow for down payments as low as 3.5% of the purchase price.
• State-specific programs: Oregon may also have its own down payment assistance programs or first-time homebuyer programs that offer assistance with down payments and closing costs.

It's recommended to speak with a mortgage lender or financial advisor in Oregon to explore all available options and determine the best fit for your specific financial situation.